About SmartPay

The payment platform built for The Gambia.

SmartPay was built to solve a simple problem: getting paid in The Gambia is harder than it should be. Businesses juggle cash, mobile money screenshots, and spreadsheets, and international clients have almost no easy way to pay a Gambian freelancer.

SmartPay brings it all together. One account that accepts Wave, Afrimoney, QMoney, APS, Visa, Mastercard and bank transfer, locally and across borders, with every payment automatically matched to the right invoice.

What we believe

• Invoicing should be free. Our invoice generator is free forever, unlimited invoices, your own branding, no monthly fee.
• You should receive what you bill. Processing fees are added to your customer's total, so an invoice for D10,000 puts D10,000 in your balance.
• Fees should be simple. SmartPay charges a flat 1% only when you request a payout. Holding a balance costs nothing.

Who we serve

From shops, restaurants and market vendors to freelance designers, developers and consultants, up to importers, exporters and NGOs, over 1,000 Gambian businesses use SmartPay to get paid.

Where we are

SmartPay Ltd is based in Banjul, The Gambia. Have a question? Check the FAQ or create a free account and see it for yourself, setup takes about 3 minutes.